Embrace the Sun Safely This Summer

As summer approaches, many of us look forward to enjoying more time in the sun. However, with increased sun exposure comes the important responsibility of protecting our skin, especially for those over 65. Skin cancer is a common concern, but rest assured, early detection significantly boosts health outcomes. For peace of mind, it's good to know that Medicare covers essential services for skin cancer detection and treatment.

Medicare Coverage for Skin Cancer Detection

- Medicare provides coverage for services deemed medically necessary when it comes to diagnosing and treating skin cancer. - Doctor visits, biopsies, and related treatments are included if there’s a suspicion of cancer. - Note that cost-sharing applies; after meeting the deductible, you'll typically pay a portion of the costs.

Proactive Skin Health with Medicare

- Use your annual wellness visit to discuss any skin concerns, as preventive discussions are covered. - Routine full-body exams aren't covered unless a doctor suspects a lesion, underscoring the importance of self-checks. - Cosmetic procedures, like removing benign moles or skin tags, aren't covered under Medicare.

Understanding Additional Coverage Options

- Original Medicare doesn’t cover sunscreen or skincare products, but some Medicare Advantage plans might offer additional benefits. Review the details of your plan to fully understand your coverage. - Experimental or non-FDA-approved treatments are excluded.

Stay Proactive About Your Skin Health

Take an active role in your skin health this summer. Regular self-examinations and early discussions with your doctor are key. Consider reaching out to a Medicare advisor or your plan provider to understand what your specific plan covers. Protect your skin, enjoy the sun safely, and embrace the season with confidence.